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Low-Income Households Need to Be Part of the Clean Energy Revolution

Nearly a third of U.S. households struggle to afford their energy bills, with one in five cutting back on or forgoing necessities such as food or medicine to pay for electricity and heat, according to the U.S. Energy Information Administration. Some 14 percent have received a disconnection notice, and 10 percent keep temperatures at unsafe

2019-05-16T06:38:03-05:00Tags: |

Inside the quest to measure the impact of impact investing

How do you measure the impact of reliable weekly milk purchases on the lives of small-scale Indian dairy farmers? What if you need to compare that with the impact on American college students of courses about dating violence and sexual harassment? This is the kind of valuation challenge impact investors have been grappling with for

Useful resources for Social Entrepreneurs

Following the recent announcement of the UK Social Entrepreneur Index, we’ve put together a list of the great resources and sources of information recommended by the successful social entrepreneurs included in the Index.  These books, articles, videos and websites provided invaluable knowledge and encouragement to the social entrepreneurs we spoke to, helping them to succeed.

Integrated approach could help to end energy poverty

With almost four years completed since the United Nations adopted the 2030 Sustainable Development Goals (SDGs), we face a narrowing window of opportunity to mobilize the disruptive solutions and ambitious partnerships needed to bend the curve and improve the lives of billions within that timeframe, or indeed sooner. Nowhere is a sense of urgency greater

2019-05-15T05:40:03-05:00Tags: |

How this social enterprise is making way for a pollution-free India

India’s poor air quality can affect the future of millions of people. According to a report by the Indian Council of Medical Research (ICMR), one in eight deaths in the country was caused due to air pollution in 2017. In the very same year, our average life expectancy dropped by 1.7 years. One of the main reasons behind this are vehicles burning fossil fuels and industries

New battery to store clean energy

Researchers have built a more efficient, more reliable potassium-oxygen battery, a step toward a potential solution for energy storage on the nation's power grid and longer-lasting batteries in cell phones and laptops. In a study published Friday in the journal Batteries and Supercaps, researchers from The Ohio State University detailed their findings centering around the

2019-05-14T05:49:08-05:00Tags: |

Breaking cycle of poverty could start in preschool

New research from one of the country’s leading experts in childhood development shows high-quality educational interventions in a child’s first few years of life can result in lasting economic, health and social benefits that extend beyond a single generation. In 2010, James Heckman, a Nobel Laureate with the University of Chicago’s Center for the Economics

2019-05-14T05:41:05-05:00Tags: |

Employee Financial Stress is Costing Employers

Employee financial stress is a growing concern for most employers and employees.  Employee financial stress not only impacts individual employees, but such stress on employees is also a noteworthy expense to employers. The company experiences Employee financial stress in the form of lost productivity, absenteeism and a lack of focus while on the job. John

Does Financial Wellness Actually Work? The Numbers Say …

Employees who used their financial wellness program regularly improved in all areas of financial planning, with the greatest level of improvement in retirement preparedness, according to a new study from Financial Finesse. In 2013, 21 percent of participants included in the study indicated they were prepared for retirement. By 2018, that number rose significantly to 57 percent.

A seat at the table

Silos tend to form as companies grow. You’ve got your office and field silos. Then, there are operations and sales silos. There are silos of executive leadership, department managers and field supervisors. Field labor has a silo of its own, too. “We have been really fortunate in our 30 years of business that we have

Capital for climate: The role of finance in saving our Earth

As we watched another Earth Day come and go, the global community's insufficient action on climate change became more disturbing than ever before. There is no issue that more urgently calls for innovation, collaboration, and investment than the climate crisis. Yet we continue to fall behind. With 17 of the 19 warmest years on record

The big idea of Fair Trade is to challenge the purpose of business

An economy that works for people and planet needs a new kind of business model. This cannot be today's dominant mode of profit maximisation, where too often the environment is left unprotected. Nor can it be a model that is fixated only on delivering financial returns to the few. The new economy will not be

One way to close the wealth gap: make employees part owners

Building wealth in the U.S. today is difficult–especially for people of color. Over the last 30 years, adjusted for inflation, the average wealth of white households rose by 33% (buoyed by the fact that almost all of the wealthiest Americans are white), while the average wealth of black families in the U.S. dropped by half. Hispanic

Cut emissions and poverty, not trees,..

LONDON (Thomson Reuters Foundation) - Giving local communities the responsibility to manage forests - which are shrinking worldwide - could help ease poverty and deforestation, scientists said on Monday in what they described as one of the largest studies of its kind. Researchers examined more than 18,000 community-led forest initiatives in Nepal, using satellite images

2019-05-11T08:26:27-05:00Tags: |

Missing The Forest For The Trees: Can Impact Investing Shift Its Focus To Where The Big Money Lives?

What, exactly, is an impact investor? This question has been the subject of much debate and until recently, there has been a lack of objective standards to measure investors against their self-applied monikers of “impact-first” impact investors, “finance-first” impact investors, and everything in between. With the launch of the Operating Principles for Impact (“the Principles”) last month

LED bulbs often cost more in poor neighborhoods

In many low-income neighborhoods, upgrading to energy-efficient lightbulbs costs more than twice what it does in higher-income areas. Tony Reames of the University of Michigan led a research team that surveyed 130 stores across Wayne County, which includes Detroit. Reames: “Fewer stores in higher poverty areas even carried LED bulbs, but when they did, they

2019-05-11T08:21:00-05:00Tags: |

Emergency Savings Accounts Have The Power To Avoid Life-Changing Financial Disruption

It’s no secret that Americans are worried about having enough money set aside for retirement, with the Federal Reserve reporting that less than 40 percent of non-retired adults believe they are “on track” with their retirement savings. At the same time, only about 60 percent of Americans have enough savings to cover a $400 emergency expense. Americans