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This UK fintech startup wants to end payday poverty cycle forever

At present, many fintech startups are working on reforming the payday lending industry. For low wage earners, budgeting can be complex when income and bills are farther apart. There are few in the industry, who prey on the desperation of people by lending short-term loans with extremely high interest, forcing the customer into a deep pit of

Supporting Employees’ Financial Well-Being: What Employers Can Do Today

It’s been just a few weeks since taxes were due, and refunds and finances were top of mind for many. Now that the tax deadline has passed, have people moved on from financial concerns? Most likely, the answer is no. Financial wellness is an ongoing struggle for many American workers as low wage growth, rising

Forests shaped more by Native Americans’ burning

Native Americans' use of fire to manage vegetation in what is now the Eastern United States was more profound than previously believed, according to a Penn State researcher who determined that forest composition change in the region was caused more by land use than climate change. "I believe Native Americans were excellent vegetation managers and

2019-05-22T06:24:45-05:00Tags: |

Air pollution linked to childhood anxiety

Exposure to air pollution is a well-established global health problem associated with complications for people with asthma and respiratory disease, as well as heart conditions and an increased risk of stroke, and according to the World Health Organization, is responsible for millions of deaths annually. Emerging evidence now suggests that air pollution may also impact

2019-05-22T06:18:11-05:00Tags: |

Water every 10 days

New Delhi (CNN)Hundreds of empty plastic jugs wait in rows on the cracked, dry, dusty earth. Hovering expectantly nearby, the residents of Vasant Kunj slum in South Delhi, one of the city's largest and poorest, stand waiting for a government water tanker to arrive. It's been 10 days. Ten days since they last received a

2019-05-21T06:11:15-05:00Tags: |

How Financial Literacy Can Lift Women Out Of Poverty

Without financial literacy, you can’t lift yourself from poverty. In order to have financial security and eventual financial independence, knowledge of personal finance basics—managing savings, banking and investment accounts—is mandatory. Financial literacy can provide so much more, though. Think about this: When you are money savvy, no one can try to control your life by

The business of the future is ethical, sustainable, and employee-owned

You may not know it, but when you’re buying clothes from Eileen Fisher, you’re buying from an employee-owned company. Fisher founded the company in the early 1980s, but instead of going public, she sold 30% of the company to her own employees in 2006 (they now own 40%). That’s helped her keep the brand’s principles

Processed foods cause overeating

People eating ultra-processed foods ate more calories and gained more weight than when they ate a minimally processed diet, according to results from a National Institutes of Health study. The difference occurred even though meals provided to the volunteers in both the ultra-processed and minimally processed diets had the same number of calories and macronutrients.

2019-05-20T07:13:10-05:00Tags: |

Opportunities in sustainable timberland

Interest in sustainable and impact forestry investing has been growing steadily over the past two decades, according to a new report by The Global Impact Investing Network (GIIN) titled “Scaling impact investing in forestry”. This presents an opportunity for impact investors to push for social and environmental change in the forestry asset class. Sustainable forestry

India 2024: An energised India

Providing affordable and accessible energy to every citizen while ensuring energy security has been the cornerstone of India’s energy policy. Over the years, this policy has been shaped by numerous socio-economic and political factors including the dichotomy between a nationalised Indian energy sector (upstream and downstream) and a more ‘liberated’ economy; centre-state relations; a rising

2019-05-17T06:50:00-05:00Tags: |

Opportunity Zones could benefit both rich and poor

How can a formerly failing freshman in a South Carolina high school ultimately build a path to prosperity for millions of poor people nationwide? Through the U.S. tax code, of course. Born into poverty in North Charleston, South Carolina, and raised by a single mother, Tim Scott struggled economically and educationally early in life, like

Social Enterprise & Impact Investing

The combined resources of government and philanthropy alone are insufficient to solve the many development challenges of the twenty first century. Over the past decade, there has been growing recognition within the private sector of the need to take a greater and more active role in promoting sustainable development globally, through generating employment for youth,

Financial Wellness Usage Tied to Improved Retirement Readiness

Employees who used their financial wellness program on a regular basis improved in all areas of financial planning, with the greatest level of improvement in retirement preparedness, according to a new, multi-year study. Financial Finesse’s 2018 Financial Wellness Year in Review highlighting the current state of financial wellness in the U.S. shows that in 2013,

Sustainable finance in troubling times: five actions to prevent a crisis

Sustainable finance ended 2018 on a high. Never before has so much capital been committed to integrating environmental, social and governance (ESG) factors. But financial markets also entered an unnerving cycle. If we are not careful, growing financial turbulence could divert attention away from the urgent need to scale up investment in climate action and

The How-To: Measuring Outcomes Of Impact Investing

With the world facing different challenges, including the finite amounts of water, natural resources and land which all are already heavily tarnished by humans, as well as a less predictable climate, one of the major concerns is how to provide for nine billion people by 2050? Impact investing, which involves the placement and unlocking of capital to